Hiring a Roofing Contractor: 10 Questions Every Homeowner Must Ask
Are you staring up at a leak, or maybe a missing shingle, and wondering who you can trust? When your roof is in trouble, every minute counts. But rushing into the first offer could cost you far more in the long run.
At B & K Roofing, we’ve seen it all—from storm-chasing contractors to quick-fix jobs that don’t last a season. Your home’s roof is its shield. Let’s make sure you choose the right hands to protect it.
Why Contractor Choice Matters 🏡
Hiring a roofing contractor isn’t like picking out a new paint color. The stakes are higher. The difference between a solid, code-compliant job and a cut corner may not show up right away, but it can haunt you for years.
Think of your roof as your home’s helmet. If it’s not properly fitted and secured, even a minor impact can do serious damage. Choosing the wrong contractor means risking leaks, mold, structural issues, or insurance headaches.
Big storms, harsh sun, and freeze-thaw cycles all test your roof’s limits. Only seasoned, certified professionals can deliver repairs or replacements that withstand these trials. Poor workmanship isn’t just inconvenient—it’s dangerous.
So, how do you separate the pros from the pretenders?
Essential Questions to Ask
Before you sign anything, sit down with your potential roofing contractor. Print this checklist and bring it to your meeting. If the answers aren’t clear and confident, keep looking.
10 Questions Every Homeowner Must Ask:
- Are you licensed for roofing work in my state?
- Do you carry general liability and workers’ compensation insurance?
- Can you provide recent local references?
- What roofing systems and materials do you recommend—and why?
- Will you handle permits and code compliance for this job?
- Who will be on-site managing the project each day?
- What is your process for emergency roofing repairs or storm damage restoration?
- How are warranties handled—and what do they cover?
- What is the estimated timeline, and what might cause delays?
- How do you protect my property (landscaping, gutters, attic, etc.) during the work?
Printable Homeowner Roofing Contractor Checklist:
- [ ] Valid business license and local permits
- [ ] Up-to-date insurance paperwork (ask to see proof)
- [ ] List of recent residential references
- [ ] Product and material recommendations explained
- [ ] Written project estimate and timeline
- [ ] Warranties (manufacturer and workmanship) explained
- [ ] Clear point of contact for daily questions
- [ ] Clean-up and property protection plan
- [ ] Detailed emergency service protocol
- [ ] Documentation of code compliance
Keep this checklist handy. It’s your shield against costly surprises.
Red Flags and Warning Signs 🚩
Not every contractor who knocks on your door deserves your trust. Watch for these common warning signs:
-
No physical business address or local references
If they can’t prove they’re established locally, think twice. -
Reluctance to show insurance or licensing
“We’re covered” isn’t enough—see it in writing. -
Pressure to sign quickly or pay large deposits upfront
Quality contractors explain, not rush. -
Vague answers about materials or installation methods
You deserve clear, practical explanations. -
Unmarked vehicles or lack of branded uniforms
Professionals take pride in their work—and their reputation.
Remember, if it sounds too good to be true, it probably is. Always trust your gut.
Verifying Credentials and Insurance
Licensing and insurance aren’t just paperwork—they’re your safety net. Roofing work is governed by state and local building codes. A licensed contractor has met these standards and knows the rules.
Why Licensing Matters:
- Protects you from unqualified workers
- Ensures the contractor is up-to-date on safety and code requirements
- Many insurance companies will deny claims if work was done by an unlicensed contractor
Insurance Essentials:
- General Liability: Covers accidental property damage.
- Workers’ Compensation: Protects you from liability if a worker is injured on your property.
Always ask to see certificates, and contact the issuer to confirm they’re current.
At B & K Roofing:
We are fully licensed, bonded, and insured. Our certifications include manufacturer training in shingle, tile, and metal systems, as well as OSHA safety compliance. Our track record: thousands of roofs built and repaired, storm after storm, with happy customers ready to vouch for our work.
What to Expect from the Process 🛠️
Roofing projects can feel overwhelming. Here’s what the process should look like, step by step:
1. Initial Inspection and Estimate
A professional will thoroughly inspect your roof, attic, and structure. They’ll check for leaks, rot, worn flashing, and ventilation issues. You’ll get a written estimate detailing the scope and materials.
2. Permitting and Planning
The contractor secures necessary permits and reviews code requirements for your area. For specialty work—like skylight repair or eco-friendly options—they’ll outline specific materials and techniques.
3. Project Management
You’ll be assigned a point of contact. Daily updates, clear schedules, and property protection are standard.
4. The Work Begins
Crews arrive on time, in uniform, with marked vehicles. They protect landscaping, move outdoor furniture, and keep your property clean.
5. Inspections and Walkthrough
Once finished, you’ll walk the roof with your contractor. They’ll explain what was done, answer questions, and provide warranty paperwork.
6. Clean-up and Final Documentation
Debris is removed, gutters are cleared, and your yard is left as it was—or better.
B & K Roofing Value:
Our process is rooted in transparency, communication, and quality. We handle emergencies 24/7, offer preventative maintenance, and bring decades of experience to every home.
The Value of Warranties, Licensing, and Local Referrals
Warranties give you peace of mind. Ask about both manufacturer warranties (on the material) and workmanship warranties (on the labor). Get all promises in writing.
Licensing is your assurance that the work will meet building code—critical for insurance and resale value.
Local referrals are gold. Ask for addresses of recent jobs and talk to neighbors. Word-of-mouth beats any online review.
B & K Roofing: Certifications and Track Record
- Licensed, bonded, and insured for all residential roofing work
- Manufacturer-certified in shingle, tile, metal, and flat roof systems
- OSHA-trained crews for on-site safety
- 24/7 emergency roofing response—real people, every time
- Proud portfolio of local residential projects and repeat customers
- Eco-friendly, energy-efficient options for modern homes
Practical Tips for Homeowners
- Never climb on your own roof—leave inspections to the pros
- Schedule regular gutter cleaning and inspections, especially after storms
- Take photos of any visible damage for your records
- Review your homeowner’s insurance policy before work begins
Authoritative Resources
- National Roofing Contractors Association (NRCA): Roofing best practices and contractor search
- International Building Code (IBC): Roofing safety and code requirements
- OSHA: Workplace safety standards for construction
Final Thoughts
Choosing a roofing contractor is like picking a trusted mechanic for your family's car. Skills and tools matter—but so does integrity. The right choice protects your home, your investment, and your peace of mind.
Ready to Talk Roofing?
Your roof can’t wait. Get answers, fast. Call B & K Roofing now — or reach us anytime at 877-705-6856 .